“The biggest mistake of investors is to think that those markets that went up recently…are better markets, rather than more expensive markets.” – Ray Dalio, Founder, Bridgewater Associates  | We have been in the “Golden Age” of Passive Investing.  But nothing lasts forever. Just like all golden ages of times past (like Hollywood, or Detroit’s...Read More

You’ve heard it before: Defense wins championships. Think about the nicknames that great defenses have gotten in the past: the Steelers’ “Steel Curtain”, the Cowboys’ “Doomsday Defense”. A large part of why the Broncos won Super Bowl 50 was the play of their defense, led by MVP Von Miller. It’s true that everybody loves to watch great...Read More

“It’s not about predicting, it’s about preparing. “ – Daniel Taylor | We Need to Talk (What to Ask Your Advisor) In the current environment, I’ve found that many investors are concerned about what could happen to their investments in a falling market (and rightly so).  But, you shouldn’t have to just ride out the next grinding...Read More

“Rule No. 1: Don’t lose money.  Rule No. 2: Don’t forget Rule No. 1” – Warren Buffett  | The S&P 500 lost 57% of its value during the 2008-09 Financial Crisis. And it took over 3 years to recover. It lost almost that much during the Dot-com Crash (the Nasdaq lost over 70%).  And that...Read More

“A great deal of intelligence can be invested in ignorance when the need for illusion is deep.” – Saul Bellow  | People’s eyes tend to gloss over when this sort of subject comes up (biases or beliefs or psychology), but it’s one of the most important things you can address as an investor.  When it...Read More